:root{
  --bg:#f4f5fb; --surface:#ffffff; --surface-2:#f8f9fc; --border:#e6e8f0;
  --text:#1a1c2b; --muted:#6b7086; --primary:#4f46e5; --primary-ink:#ffffff;
  --primary-soft:#eef0fe; --accent:#f59e0b; --pos:#0f9d58; --neg:#e5484d;
  --shadow:0 1px 3px rgba(20,20,50,.06),0 8px 24px rgba(20,20,50,.06);
  --radius:16px; --radius-sm:10px;
}
@media (prefers-color-scheme:dark){
  :root{
    --bg:#0e0f1a; --surface:#171826; --surface-2:#1f2130; --border:#2a2c3d;
    --text:#eceef6; --muted:#9297ad; --primary:#7c78f0; --primary-soft:#23233a;
    --shadow:0 1px 3px rgba(0,0,0,.3),0 12px 32px rgba(0,0,0,.35);
  }
}
*{box-sizing:border-box;margin:0;padding:0}
html,body{height:100%}
body{background:var(--bg);color:var(--text);
  font:15px/1.5 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  -webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
input,select,textarea{font:inherit;color:inherit}
h1{font-size:1.5rem}h2{font-size:1.15rem}h3{font-size:1rem}
.muted{color:var(--muted)}
.pos{color:var(--pos)}.neg{color:var(--neg)}
.mono{font-family:ui-monospace,"SF Mono",Menlo,monospace;letter-spacing:.02em}

/* ---------- layout ---------- */
.shell{display:grid;grid-template-columns:248px 1fr;min-height:100vh}
.sidebar{background:var(--surface);border-right:1px solid var(--border);
  padding:20px 14px;display:flex;flex-direction:column;gap:4px;position:sticky;top:0;
  height:100vh;overflow-y:auto}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.1rem;
  padding:6px 10px 18px}
.brand .dot{width:26px;height:26px;border-radius:8px;background:var(--primary);
  display:grid;place-items:center}
.brand .dot::after{content:"";width:12px;height:12px;border-radius:50%;background:var(--accent)}
.nav-link{display:flex;align-items:center;gap:11px;padding:9px 12px;border-radius:10px;
  color:var(--muted);font-weight:500;white-space:nowrap}
.nav-link .ico{width:20px;text-align:center;font-size:1.05rem}
.nav-link:hover{background:var(--surface-2);color:var(--text)}
.nav-link.active{background:var(--primary-soft);color:var(--primary);font-weight:600}
.nav-badge{margin-left:auto;background:var(--neg);color:#fff;font-size:.7rem;
  min-width:18px;height:18px;border-radius:9px;display:grid;place-items:center;padding:0 5px}
.nav-sep{margin:10px 12px 4px;font-size:.7rem;text-transform:uppercase;letter-spacing:.08em;
  color:var(--muted);opacity:.7}
.main{padding:28px 32px 96px;max-width:1080px;width:100%;margin:0 auto}
.topbar{display:flex;align-items:center;gap:14px;margin-bottom:24px;flex-wrap:wrap}
.topbar h1{margin-right:auto}
.chip{background:var(--surface);border:1px solid var(--border);border-radius:999px;
  padding:6px 12px;font-size:.82rem;display:inline-flex;gap:7px;align-items:center}

/* ---------- cards ---------- */
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);
  padding:20px;box-shadow:var(--shadow)}
.grid{display:grid;gap:16px}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-auto{grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}
.stat{display:flex;flex-direction:column;gap:4px}
.stat .k{font-size:.8rem;color:var(--muted)}
.stat .v{font-size:1.5rem;font-weight:700;letter-spacing:-.01em}

/* ---------- account card ---------- */
.acct{background:linear-gradient(135deg,var(--primary),#7c3aed);color:#fff;border:none;
  border-radius:var(--radius);padding:18px 20px;position:relative;overflow:hidden;
  min-height:150px;display:flex;flex-direction:column;justify-content:space-between}
.acct.livret{background:linear-gradient(135deg,#0ea5e9,#2563eb)}
.acct.terme{background:linear-gradient(135deg,#059669,#0d9488)}
.acct.pro,.acct.joint{background:linear-gradient(135deg,#7c3aed,#db2777)}
.acct .type{font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;opacity:.85}
.acct .bal{font-size:1.7rem;font-weight:700;margin-top:2px}
.acct .iban{font-size:.78rem;opacity:.85;letter-spacing:.04em}
.acct::after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;
  border-radius:50%;background:rgba(255,255,255,.12)}

/* ---------- bank card visual ---------- */
.bankcard{background:linear-gradient(135deg,#23233a,#4b4b7a);color:#fff;border-radius:16px;
  padding:20px;aspect-ratio:1.586;display:flex;flex-direction:column;justify-content:space-between;
  max-width:340px;box-shadow:var(--shadow)}
.bankcard.blocked{filter:grayscale(.7);opacity:.7}
.bankcard .pan{font-size:1.15rem;letter-spacing:.12em}
.bankcard .row{display:flex;justify-content:space-between;align-items:flex-end;font-size:.8rem}

/* ---------- table / list ---------- */
.tx{display:flex;align-items:center;gap:14px;padding:12px 4px;border-bottom:1px solid var(--border)}
.tx:last-child{border-bottom:none}
.tx .ic{width:38px;height:38px;border-radius:10px;background:var(--surface-2);
  display:grid;place-items:center;font-size:1.05rem;flex-shrink:0}
.tx .desc{flex:1;min-width:0}
.tx .desc b{display:block;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.tx .desc span{font-size:.8rem;color:var(--muted)}
.tx .amt{font-weight:700;white-space:nowrap}
table{width:100%;border-collapse:collapse;font-size:.9rem}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--border)}
th{font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}
.table-wrap{overflow-x:auto}

/* ---------- forms ---------- */
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.field label{font-size:.82rem;font-weight:600;color:var(--muted)}
.field input,.field select,.field textarea{
  background:var(--surface-2);border:1px solid var(--border);border-radius:10px;
  padding:11px 13px;width:100%;outline:none}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--primary)}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.btn{background:var(--primary);color:var(--primary-ink);border-radius:10px;
  padding:11px 18px;font-weight:600;display:inline-flex;align-items:center;gap:8px;
  justify-content:center}
.btn:disabled{opacity:.55;cursor:not-allowed}
.btn.ghost{background:var(--surface-2);color:var(--text);border:1px solid var(--border)}
.btn.sm{padding:7px 12px;font-size:.85rem}
.btn.danger{background:var(--neg)}
.btn.block{width:100%}
.btn-row{display:flex;gap:10px;flex-wrap:wrap}

.badge{display:inline-block;padding:3px 9px;border-radius:999px;font-size:.75rem;font-weight:600}
.badge.ok{background:rgba(15,157,88,.14);color:var(--pos)}
.badge.warn{background:rgba(245,158,11,.16);color:#b45309}
.badge.err{background:rgba(229,72,77,.14);color:var(--neg)}
.badge.info{background:var(--primary-soft);color:var(--primary)}

.progress{height:8px;background:var(--surface-2);border-radius:999px;overflow:hidden}
.progress>i{display:block;height:100%;background:var(--primary);border-radius:999px}
.progress.over>i{background:var(--neg)}

/* ---------- toast ---------- */
#toast-wrap{position:fixed;bottom:20px;left:50%;transform:translateX(-50%);z-index:99;
  display:flex;flex-direction:column;gap:8px;align-items:center}
.toast{background:var(--text);color:var(--bg);padding:12px 18px;border-radius:12px;
  font-size:.88rem;box-shadow:var(--shadow);animation:pop .2s ease}
.toast.err{background:var(--neg);color:#fff}
.toast.ok{background:var(--pos);color:#fff}
@keyframes pop{from{opacity:0;transform:translateY(8px)}}

/* ---------- auth ---------- */
.auth{min-height:100vh;display:grid;place-items:center;padding:24px;
  background:radial-gradient(1200px 500px at 20% -10%,rgba(124,58,237,.18),transparent),
             var(--bg)}
.auth .box{background:var(--surface);border:1px solid var(--border);border-radius:20px;
  padding:32px;width:100%;max-width:420px;box-shadow:var(--shadow)}
.auth .box.wide{max-width:560px}

/* ---------- modal ---------- */
.overlay{position:fixed;inset:0;background:rgba(10,10,25,.5);display:grid;place-items:center;
  z-index:80;padding:20px}
.modal{background:var(--surface);border-radius:18px;padding:24px;width:100%;max-width:460px;
  max-height:90vh;overflow-y:auto;box-shadow:var(--shadow)}

/* ---------- landing ---------- */
.landing{max-width:1100px;margin:0 auto;padding:0 24px}
.lnav{display:flex;align-items:center;gap:16px;padding:20px 0}
.hero{text-align:center;padding:70px 0 50px}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.1;letter-spacing:-.02em}
.hero p{font-size:1.15rem;color:var(--muted);max-width:560px;margin:16px auto 28px}
.feat{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin:40px 0}
.feat .card .ico{font-size:1.6rem}

.donut{--p:0;width:120px;height:120px;border-radius:50%;
  background:conic-gradient(var(--primary) calc(var(--p)*1%),var(--surface-2) 0);
  display:grid;place-items:center}
.donut::before{content:"";position:absolute;width:82px;height:82px;border-radius:50%;
  background:var(--surface)}
.donut span{position:relative;font-weight:700}

.bars{display:flex;flex-direction:column;gap:10px}
.bar-row{display:grid;grid-template-columns:110px 1fr auto;gap:10px;align-items:center;font-size:.85rem}

.empty{text-align:center;padding:40px 20px;color:var(--muted)}
.spinner{width:26px;height:26px;border:3px solid var(--border);border-top-color:var(--primary);
  border-radius:50%;animation:spin .7s linear infinite;margin:40px auto}
@keyframes spin{to{transform:rotate(360deg)}}

.list-plain > *{padding:12px 0;border-bottom:1px solid var(--border)}
.list-plain > *:last-child{border-bottom:none}

.seg{display:flex;gap:4px;background:var(--surface-2);padding:4px;border-radius:12px;
  width:fit-content;flex-wrap:wrap}
.seg button{padding:7px 14px;border-radius:9px;font-size:.85rem;font-weight:600;color:var(--muted)}
.seg button.active{background:var(--surface);color:var(--text);box-shadow:var(--shadow)}

/* ---------- mobile ---------- */
.mobnav{display:none}
@media (max-width:900px){
  .shell{grid-template-columns:1fr}
  .sidebar{display:none}
  .main{padding:18px 16px 92px}
  .grid.cols-2,.grid.cols-3{grid-template-columns:1fr}
  .row-2{grid-template-columns:1fr}
  .mobnav{display:flex;position:fixed;bottom:0;left:0;right:0;background:var(--surface);
    border-top:1px solid var(--border);padding:8px 6px calc(8px + env(safe-area-inset-bottom));
    justify-content:space-around;z-index:50}
  .mobnav a{display:flex;flex-direction:column;align-items:center;gap:3px;font-size:.66rem;
    color:var(--muted);padding:4px 8px;position:relative}
  .mobnav a.active{color:var(--primary)}
  .mobnav .ico{font-size:1.2rem}
  .mobnav .nav-badge{position:absolute;top:0;right:2px}
}